Current Promotions

Turn everyday spending into effortless savings!  — Easy Saver Account


With the Easy Saver Account, you’ll earn a fantastic 10% APY* on balances up to $1,000 and 0.5% APY* on balances over $1,000. Every time you swipe your debit card, we round your purchase up to the nearest dollar and deposit the difference right into your Easy Saver Account — helping you grow your savings without even thinking about it.


An It'sMyCU checking account is required, as your debit card transactions fuel this smart savings feature!


Start saving the easy way — one swipe at a time!


If you already have an It'sMyCU Checking Account and would like the Easy Saver, contact us at 309-451-8400 and we will add the Easy Saver to your account. 

Already a member, but want to add a checking and Easy Saver:

Not currently a member:

*Annual Percentage Yield. Restrictions apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. 

Auto Purchase

Auto Refinance

  • Apply for an auto loan with It'sMyCU before car shopping to find out what you can be approved for.
  • Earn $200* cash.


  • If you already have an auto loan financed with another lender, you can refinance your loan to It'sMyCU.
  • Earn $200* cash.


*Restrictions apply. Credit Approval Required. Pre-approval must finance with It'sMyCU. Refinance from another lender. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Limited Time Only!

HELOC 5.99% APR* Fixed Introductory Rate Special

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality! 


Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

*Credit is subject to approval. Certain restrictions and conditions apply. CLTV up to 80%. New money only. Credit score 640 or over. $250 early closure fee. Current HELOC must have a zero balance. After the 12-month introductory period, a variable rate applies. Current Prime rate is 7.50%. NMLS #571095

Open an Account

Checking Account Benefits:

  • Completely FREE
  • Free instantly issued debit card
  • Free first box of checks
  • Free Bill Pay
  • Free mobile check deposit
  • No minimum balance or monthly fees
  • Transfer money between your institutions
  • Mobile Banking Access 24/7
  • $100* active checking reward
  • Transfer money to your friends
  • Overdraft Forgiveness up to $25
  • Free Easy Saver Account: Earns 10% APY**
  • Free checks and paper statements for members 62 and over

Already a member, but want to add a checking:

Not currently a member:

*Annual Percentage Yield**Must Qualify

Now is the perfect time to take control of your finances. At It'sMyCU, we’re here to help you simplify your life and achieve your financial goals with a loan to consolidate debt.


By combining your high-interest debts into one manageable payment, you can reduce stress, save on interest, and focus on what really matters. Plus, with our personalized support, you’ll have a trusted partner by your side every step of the way.


Let’s build a brighter future together—starting today!

Make 2025 your year of financial freedom.

*Restrictions apply. Credit approval required. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Rewards Credit Card is HERE!

  • 0% interest on purchases for 6 months*
  • Competitive APR
  • 1% cash back on all purchases
  • Additional offers available on the cash back mall
  • No annual fee
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

3 Student Account*options

Account options for ALL ages up to undergraduates!

Student Account Benefits:

Kids Club:

Student Checking:

Smart Start:

  • Perfect for younger children
  • High yield savings account
  • No monthly fees
  • Annual Student Event
  • Parent is joint on the account
  • Online banking access 24/7
  • Over 30,000 FREE ATMs
  • Includes Kids Club benefits PLUS:
  • Completely FREE checking account
  • $100* reward once the checking account is deemed active
  • Free instantly issued debit cards
  • Free first box of check
  • Mobile check deposit
  • Scholarship opportunities
  • Includes Student Checking benefits PLUS:
  • A starter loan based on approval

*Restrictions Apply

At It'sMyCU, we reward our members!

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

*Restrictions Apply

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

Routing #: 271186931

CONTACT US:

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