Why settle for one when you can get more? For a limited time only, open an It'sMyCU Checking Account and It'sMyCU Visa® Credit Card together and enjoy the perfect banking bundle.

With one easy step, you’ll unlock convenience, savings, and rewards—built just for you.

Your Smart Bundle Includes:

• It'sMyCU Checking Account:

• Simple, everyday access to your money
• Contactless instantly issued debit card
• Easily transfer money to friends and family
• No minimum balance
• Easy Saver account earning up to 10% APY**

• It'sMyCU Visa® Credit Card:

• 0% APR*** on purchases for the first 6 months
• Competitive rates
• 1% cash back every time you use your Visa® Credit Card
• Additional offers on the cash back mall
• Contactless cards for easy, secure, tap to pay transactions
• No annual fee
• No balance transfer fees
• Unlimited balance transfers
• 0% APR*** for 6 months or 5.9% APR*** for 12 months on balance transfers

• $200 CASH* for you
• AND SO MUCH MORE!

Already a member but want to add a checking account:

Not currently a member:

*Restrictions Apply. Credit approval required. Checking Account must be deemed active as a primary account. Credit Card must be It'sMyCU Visa Rewards Credit Card. To qualify, checking account and Visa® Credit Card must be opened on the same day. Visa® Credit Card must reach a $500 balance within 60 days of opening. **Annual Percentage Yield. Restrictions Apply. Checking account required. Earns 10% APY on balances up to $1000. Earns .5% APY on any balance over $1000. ***19.90% APR after introductory period. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Auto Purchase

Auto Refinance

• Apply for an auto loan with It'sMyCU before car shopping to find out what you can be approved for.
• Earn $200* cash.

• If you already have an auto loan financed with another lender, you can refinance your loan to It'sMyCU.
• Earn $200* cash.

*Restrictions apply. Credit Approval Required. Pre-approval must finance with It'sMyCU. Refinance from another lender. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Managing multiple high-interest payments can feel overwhelming. At It'sMyCU, we’re here to help you simplify your finances and save money with a Debt Consolidation Loan.

By combining your balances into one affordable monthly payment, you’ll spend less on interest and gain more freedom to focus on what matters most.

With a Debt Consolidation Loan*, you can:

• Roll multiple debts into one low-rate loan
• Lower your monthly payments
• Pay less in interest over time
• Enjoy the confidence of a clear financial path

Take the first step toward Less Interest, More Freedom.

*Restrictions apply. Credit approval required. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Parent is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100 reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

• Free instantly issued debit cards
• Contactless debit cards
• Free first box of checks
• Free Bill Pay
• Free mobile check deposit
• No minimum balance or monthly fees
• Transfer money between your institutions

• $100* active checking reward
• Transfer money to your friends
• Mobile banking access 24/7
• Overdraft Forgiveness up to $25
• Free Easy Saver Account: Earns 10% APY**
• Free checks and paper statements for members 62 and over

Already a member but want to add a checking account:

Not currently a member:

*Restrictions apply. *Annual Percentage Yield. Earns 10% APY on the first $1000.00.Earns .05% on balance over $1000.00.  **Approval required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Turn everyday spending into effortless savings!  — Easy Saver Account

With the Easy Saver Account, you’ll earn a fantastic 10% APY* on balances up to $1,000 and 0.5% APY* on balances over $1,000. Every time you swipe your debit card, we round your purchase up to the nearest dollar and deposit the difference right into your Easy Saver Account — helping you grow your savings without even thinking about it.

An It'sMyCU checking account is required, as your debit card transactions fuel this smart savings feature!

Start saving the easy way — one swipe at a time!

If you already have an It'sMyCU Checking Account and would like the Easy Saver, contact us at 309-451-8400 and we will add the Easy Saver to your account. 

*Annual Percentage Yield. Restrictions apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. 

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

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