Auto Purchase

Auto Refinance

• Apply for an auto loan with It'sMyCU before car shopping to find out what you can be pre-approved for.
• Earn $200* cash at closing. 

• If you already have an auto loan financed with another lender, you can refinance your loan to It'sMyCU.
• Earn $200* cash at closing.

*Restrictions apply. Credit Approval Required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

2025 is the perfect time to take control of your finances. At It'sMyCU, we’re here to help you simplify your life and achieve your financial goals with a loan to consolidate debt.

By combining your high-interest debts into one manageable payment, you can reduce stress, save on interest, and focus on what really matters. Plus, with our personalized support, you’ll have a trusted partner by your side every step of the way.

Let’s build a brighter future together—starting today!

Make 2025 your year of financial freedom.

*Restrictions apply. Credit approval required. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

• $100* cash on us!
• Completely free
• Instant issue debit cards
• Transfer money to your friends
• Transfer money between your institutions

Already a member, but want to add a checking:

Not currently a member:

*Restrictions apply. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality! 

Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Parent is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100* reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

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