Current Promotions

Make car buying easier!

Hit the road this fall with It'sMyCU!


  • In the market for a vehicle? Apply for an auto loan with It'sMyCU before car shopping to find out what you can be pre-approved for and earn $200 CASH* at closing.
  • Already have a vehicle financed elsewhere? Refinance with It'sMyCU and earn $200 CASH* at closing.

*Restrictions Apply. From another lender.

The Checking Account that keeps up with YOUR life.

  • $100* cash on us!
  • Completely free
  • Instant issue debit cards
  • Transfer money to your friends
  • Transfer money between your institutions

Already a member, but don't have a checking:

Not currently a member:

*Restrictions apply. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Limited Time Only!

HELOC 5.99% APR* Fixed Introductory Rate Special

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality! 


Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

*Credit is subject to approval. Certain restrictions and conditions apply. CLTV up to 80%. New money only. Credit score 640 or over. $250 early closure fee. Current HELOC must have a zero balance. After the introductory period, a variable rate applies on July 1st, 2025. Current Prime rate is 8.50%. NMLS #571095

3 Student Account*options

Account options for ALL ages up to undergraduates!

Student Account Benefits:

Kids Club:

Student Checking:

Smart Start:

  • Perfect for younger children
  • High yield savings account
  • No monthly fees
  • Annual Student Event
  • Parent is joint on the account
  • Online banking access 24/7
  • Over 30,000 FREE ATMs
  • Includes Kids Club benefits PLUS:
  • Completely FREE checking account
  • $100* reward once the checking account is deemed active
  • Free instantly issued debit cards
  • Free first box of check
  • Mobile check deposit
  • Scholarship opportunities
  • Includes Student Checking benefits PLUS:
  • A starter loan based on approval

*Restrictions Apply

At It'sMyCU, we reward our members!

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

*Restrictions Apply

Rewards Credit Card is HERE!

  • 0% interest on purchases for 6 months*
  • Competitive APR
  • 1% cash back on all purchases
  • Additional offers available on the cash back mall
  • No annual fee
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

The more you bring to It'sMyCU, the bigger the reward!

*Closing Credit

Routing #: 271186931

CONTACT US:

Copyright © 2022. All rights reserved.