• Free instantly issued debit card
• Free first box of checks
• Free Bill Pay
• Free mobile check deposit
• No minimum balance or monthly fees
• Transfer money between your institutions
• Mobile Banking Access 24/7

• $100* active checking reward
• Transfer money to your friends
• Overdraft Forgiveness up to $25
• Free Easy Saver Account: Earns 10% APY**
• Free checks and paper statements for members 62 and over

Already a member but want to add a checking account:

Not currently a member:

*Restrictions apply. *Annual Percentage Yield **Approval required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

The holidays are a time for joy, celebration, and making memories—but they can also bring extra expenses.

With a personal loan at It'sMyCU, you can:

     🎁 Cover holiday expenses with ease

     ✨ Turn your holiday dreams into reality

There’s no need to stress about the season. Let us help you make it magical for you and your loved ones!

*Restrictions apply. Credit approval required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Now is the perfect time to have all your financial products in one place and enjoy extra savings. Take advantage of this opportunity to bundle and save with It'sMyCU.

• Earn $200* when you get pre-approved for an auto loan.
• Earn $200* with an auto refinance from another lender.
• Earn $100* with an active checking account.
• Earn $100* closing cost credit when you get a home loan.

*Restrictions Apply. Credit approval required. Checking account must be deemed active. Auto purchase must be financed with Illinois State Credit Union after pre-approval. Auto Refinance is from another lender. Mortgage reward is a closing cost credit. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. 

• 0% interest on purchases for 6 months*
• Competitive APR
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months*

*Restrictions apply. Credit approval required. Annual Percentage Rate. Late charges may apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. The interest rate will move to a rate as low as 9.9% six months after account is opened. Rate is based on creditworthiness.

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

Hit the road this fall with It'sMyCU!

• In the market for a vehicle? Apply for an auto loan with It'sMyCU before car shopping to find out what you can be pre-approved for and earn $200 CASH* at closing.

• Already have a vehicle financed elsewhere? Refinance with It'sMyCU and earn $200 CASH* at closing.

• $100* cash on us!
• Completely free
• Instant issue debit cards
• Transfer money to your friends
• Transfer money between your institutions

Already a member, but want to add a checking:

Not currently a member:

*Restrictions apply. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality! 

Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Parent is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100* reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

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