Current Promotions

Limited Time Only!

HELOC 5.99% APR* Fixed Introductory Rate Special

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality! 

Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

*Credit is subject to approval. Certain restrictions and conditions apply. CLTV up to 80%. New money only. Credit score 640 or over. $250 early closure fee. Current HELOC must have a zero balance. After the introductory period, a variable rate applies on July 1st, 2025. Current Prime rate is 8.50%. NMLS #571095

Make car buying easier!


Fill out the loan application


Write a check


Receive your pre-approval and go car shopping


Follow up with your loan officer

*Restrictions Apply

Already a Member but Want to Add a Checking?

This application is only for current members who want to add a checking accountIf you are interested in a checking account and not currently a member, fill out the New Member Application on the Join It'sMyCU page.

Checking Account Benefits:

  • Completely FREE
  • Free debit card
  • Free first box of checks
  • Free Bill Pay
  • Free mobile check deposit
  • Transfer money between your institutions
  • $100* active checking reward
  • Transfer money to your friends!
  • Overdraft protection
  • Free Easy Saver Account: Earns 10% APY*
  • Free checks and paper statements for members 62 and over

*Annual Percentage Yield

At It'sMyCU, we reward our members!


Refer someone to get an active checking account and you each get $100*


When someone you referred refinances their auto loan to It'sMyCU from another lender


When someone you referred gets an auto loan with It'sMyCU

*Restrictions Apply

Auto Refinance from Another Lender

$200 cash reward and NO payments for 2 months when you refinance your auto loan with It'sMyCU!*

Qualifying auto loans will receive a lower interest rate and a lower monthly payment!

Upgrade to GAP+ for additional benefits!

Add a warranty to protect your vehicle!

*Restrictions Apply

Rewards Credit Card is HERE!

  • 0% interest on purchases for 6 months*
  • Competitive APR
  • 1% cash back on all purchases
  • Additional offers available on the cash back mall
  • No annual fee
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

The more you bring to It'sMyCU, the bigger the reward!

*Closing Credit

Routing #: 271186931


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