Current Promotions

Make car buying easier!

Hit the road this fall with It'sMyCU!

In the market for a vehicle? Apply for an auto loan with It'sMyCU before car shopping to find out what you can be pre-approved for and earn $200 CASH* at closing.

Already have a vehicle financed elsewhere? Refinance with It'sMyCU and earn $200 CASH* at closing.

Apply Now

Refinance

*Restrictions Apply. From another lender.

The Checking Account that keeps up with YOUR life.

$100* cash on us!
Completely free
Instant issue debit cards
Transfer money to your friends
Transfer money between your institutions

Already a member, but don't have a checking:

Not currently a member:

Apply Now

*Restrictions apply. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Limited Time Only!

HELOC 5.99% APR* Fixed Introductory Rate Special

Considering a home remodel?

Planning your dream vacation?

Looking to consolidate debt?

It'sMyCU is here to make your dreams a reality!

Take advantage of our Home Equity Line of Credit special at a fixed introductory 5.99% APR.*

Apply Now

*Credit is subject to approval. Certain restrictions and conditions apply. CLTV up to 80%. New money only. Credit score 640 or over. $250 early closure fee. Current HELOC must have a zero balance. After the introductory period, a variable rate applies on July 1st, 2025. Current Prime rate is 8.50%. NMLS #571095

3 Student Account*options

Account options for ALL ages up to undergraduates!

Which option is right for you?

High Yield Savings Account For Life

Instantly Issued Debit Cards

No Minimum Checking Balance

Annual Student Event

Scholarship Opportunities

Zogo App: Earn While You Learn

Apply Here

Student Account Benefits:

Kids Club:

Student Checking:

Smart Start:

Perfect for younger children
High yield savings account
No monthly fees
Annual Student Event
Parent is joint on the account
Online banking access 24/7
Over 30,000 FREE ATMs

Includes Kids Club benefits PLUS:
Completely FREE checking account
$100* reward once the checking account is deemed active
Free instantly issued debit cards
Free first box of check
Mobile check deposit
Scholarship opportunities

Includes Student Checking benefits PLUS:
A starter loan based on approval

*Restrictions Apply

At It'sMyCU, we reward our members!

$100

Refer someone to get an active checking account and you each get $100*

$100

When someone you referred refinances their auto loan to It'sMyCU from another lender

$100

When someone you referred gets an auto loan with It'sMyCU

*Restrictions Apply

Rewards Credit Card is HERE!

0% interest on purchases for 6 months*
Competitive APR
1% cash back on all purchases
Additional offers available on the cash back mall
No annual fee
No balance transfer fees
Promotional Balance Transfer Rates:

0% for 6 months or 5.9% for 12 months

Download the CU Cards app to make payments, freeze your card, and set up travel notifications

Apply Now

*Introductory rate for new credit card holders only

The interest rate will move to 19.9% 6 months after account is opened.

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

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